Under the direction of the VP Controller, the Accounting Officer will be responsible for the month-end close, will prepare and/or review various reports and schedules, including SEC filings, FDIC call report and internal management reports. Supervises accounting staff.
Responsible for allowance for loan loss calculation, including quarterly detailed analysis and narrative, preparation of all financial reporting for loans and leases including SEC disclosures and monthly and quarterly internal reporting. Will play an essential role in CECL implementation team.
Preparation and calculation of the Bank’s current and deferred tax provision, deferred tax asset/liability schedule, various schedules needed for calculation for quarterly estimates and quarterly tax filings and payments.
Responsible for month-end, quarterly and annual reporting; including management reports, FDIC call report, Federal Reserve reporting and various SEC filings. Ensure financial statements and general ledger comply with GAAP and accounting policies. Design and implement reports, including supporting work papers and related controls, for new or modified financial statements required by GAAP or regulatory agencies.
Oversee daily and month-end processing, ensure timely and accurate month-end closings, including variance analysis, accurate accruals, yields key reconciliations, taxes and eliminations/consolidations. Responsible for integrity of chart of accounts and oversees administration of new accounts and reporting changes.
Manage the accounting aspects of specialized accounting topics such as derivatives, mortgage servicing rights and OREO. Research and recommend new accounting policies and procedures that comply with GAAP. Assist in the establishment or updating of financial and accounting policies and procedures, as needed, and assist divisions in the application and adherence to policies.
Responsible for adherence to the bank’s internal controls. Review department’s internal controls throughout the year, propose changes, updates and additions to management.
Responsible for the department’s disaster recovery plans and annual tests.
Perform all duties professionally and within the bank's quality service standards ensuring confidentiality of information. Perform other duties as assigned.
Supervises staff accountants. Oversee accounts payable process ensuring invoices are processed timely and recorded accurately and manage year-end processing, including 1099 reporting. Manage fixed assets and prepaids process, ensuring accuracy of sub-records and compliance with policies and capital approval process. Supervise the monthly reconciliation process and approve monthly reconciliation reports.
COMPLIANCE: Maintain an excellent understanding of applicable regulations and laws, including but not limited to; Bank Secrecy Act; and Privacy. Maintain an up to date understanding of bank policies and procedures as they relate to compliance. Complete appropriate compliance training.
Education and/or Experience
BA in Business Administration, Finance/Accounting and a minimum of five years of recent financial reporting experience within a financial institution. Prior management/supervisor experience required. CPA or MBA is preferred. SEC reporting and regulatory reporting is preferred.
Excellent organization skills with the ability to prioritize work and manage time effectively. Can monitor own work to ensure thoroughness and attention to detail, while complying with strict deadlines.
Ability to prepare reports objectively, concisely and clearly and describe the work performed to enhance the report’s usefulness.
Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram or schedule form. Ability to use judgment, make sound decisions and work independently.
Maintain an excellent understanding of all reporting applications used by the bank and ability to learn new application as needed. Experience with Oracle Financials, Merrill Bridge, FedReporter SmartCall applications is a plus. Have excellent Microsoft Excel skills and confident with the rest of the Microsoft Office Suite.
Proven track record of excellent interpersonal written and verbal communication skills. Ability to read, analyze and interpret general business periodicals, professional journals, technical procedures or governmental regulations. Ability to write reports, business correspondence and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
Excellent understanding of accounting concepts.
HarborOne Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, marital status, national origin, disability status, protected veteran status, or any other characteristic protected by law.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.